Spent
Left to spend
On pace for
Debt
Debt (the debt repayment number) = HELOC balance + credit card balance − cash in FreeStyle checking. It's what we would still owe if we swept checking into the debt today, so moving money between those accounts doesn't fool it. Only spending less, earning more, or the monthly M1 transfer moves it. Goal: $0 around May 2030 (target Feb 2031, hard deadline Aug 8, 2031).
Where it's going
Ways to save · last 3 months
Spent
Charges
Month by month
By category
By store
Charges
Where we stand
Loading the plan…
Snap a receipt and Stewardship splits it into categories in Monarch.